According to a new report, 476,000 Utahns have been diagnosed with a pre-existing condition like cancer, which puts them at risk of not getting care due to insurance industry practices.so it is not just the poor that will benefit from the new health insurance reform, it is your co-worker, your aunt, it could even be you some day.
That will change in a limited way this year and permanently in 2014, due to federal health care reform passed in March. The law will stop insurers from denying people with pre-existing conditions coverage, or charging them higher rates, or providing them policies that don't cover their illness, according to Families USA, the report's author.
The new law "will protect all these individuals from the most harmful insurance company abuses that deny such critical coverage," executive director Ron Pollack said in a media conference call Thursday. ....
In all, Families USA estimates 57.2 million Americans under age 65, or 22 percent of the non-elderly population, have been diagnosed with a pre-existing condition, including diabetes, multiple sclerosis, having had heart surgery or an organ transplant. People over age 65 are eligible for Medicare, where they aren't denied coverage.
In Utah, 20 percent of the non-elderly population has been diagnosed with a health condition, including 51,600 children.
The report says the estimate is conservative: It only includes people diagnosed and treated in 2007 for 69 conditions that commonly lead to denials of coverage, though there are more. It doesn't include people who could be denied for taking drugs for arthritis, cholesterol or other conditions.
This isn't just about beige empathetic or thinking ahead for what mint happen to you, it is about life and death. Chances are you know someone with a preexisting condition.